It is of no doubt that cashing a check outside of regular banking hours can be a tough one.
However, beside the very few banks that open on Sunday, most of them are closed.
In case you have long been asking yourself where can I cash a check on Sunday?, then the good news is there are few options for you.
In this article, we will address the places that let you cash a check on a Sunday, and the good thing is some of them also even offer 24-hour check cashing service.
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Where to Cash a Check On Sunday
Below are the best places where you can cash a check on Sunday.
1. Walmart
Fee here is as from $4.
Walmart is actually a good option if you want to cash your check on Sunday. There are as many as 4,623 Walmart stores in the United States, so it is likely you have one near you. Therefore making Walmart a convenient place to cash checks.
At Walmart, you can cash different types of checks such as:
- Tax refund checks
- 401k and retirement distributions
- Cashier’s checks
- Payroll checks
- Government checks
- Insurance settlements
- Two-party personal checks
In most of the states in the US, the check-cashing limit is $5,000, though Walmart increases this limit to $7,500 between January and April of each year.
Fees are $4 maximum for pre-printed checks up to $1,000. For pre-printed checks with a value more than $1,000, the maximum fee is $8. Two party personal checks are limited to $200 and have a maximum fee of $6.
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2. Pay-O-Matic
Fee here is set at 2.20 % of the check amount,
Pay-O-Matic counts more than a hundred stores in the neighborhoods throughout the Bronx, Brooklyn, Manhattan, Queens, Long Island, and NYC area.
You will often many stores here open 24-hours too.
As earlier mentioned above, the check cashing rate is 2.20%, meaning that you will need to pay $2.20 on a $100 check.
Pay-O-Matic cash a variety of checks including both printed and handwritten checks.
Below are the types of checks which you can cash at Pay-O-Matic:
- Lawyer checks
- Union checks
- Insurance settlement checks
- Payroll checks
- Government checks
- Tax refunds
- Money orders
It is good you keep in your mind that Pay-O-Matic does not cash personal checks.
3. Pilot Flying J
$200 Check cashing here is free if you purchase 25 gallons of fuel. If not you pay a fee which varies according to location.
Approximately 750 Pilot Flying J travel centers are located in more than 40 states. Check cashing is available seven days a week, twenty-four hours a day, at these centers. Therefore, you might choose to try Pilot Flying J if you need to cash a check on a Sunday.
Additionally, Flying J offers free check cashing if that appeals to you. Checks up to $999.99 can be cashed for a charge. Alternatively, you can cash a free check for up to $200 at the same location within two hours of filling provided you fuel at least 25 gallons.
4. 7-Eleven
Monthly fee at 7-Eleven is $5
Transact is a real program that 7-Eleven offers. You can load money onto the reloadable prepaid MasterCard by using the accompanying smartphone app, which allows you to do so.
Transact by 7-Eleven is a wonderful option if you need to cash a check outside of typical banking hours.
Transact accepts any kind of check. You can use the camera on your iPhone or Android smartphone to load money to your card account with the help of the Mobile Check Load feature.
There are no transaction fees while using Transact. Rather, you have to pay a $5 monthly fee.
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5. PLS Check Cashing
Minimum fee here is actually $1
You can find 200 PLS locations in as many as 12 states. This is a good option to consider if you want to cash your check on Sunday.
All of its locations are open 24/7, meaning that you can cash your check anytime you need it.
Below are the types of check you can cash at PLS:
- Government checks
- Business checks
- Out-of-state checks
- Tax refund checks
- Stimulus checks
- Paychecks
- Personal checks
You will need a photo ID before you can cash your check.
A minimum charge of $1 applies per check, except for government checks.
A fee of 1.5% applies to cashing checks issued buy a Federal or state government agency for Social Security, unemployment compensation, retirement, veteran's benefits, Federal or State monetary assistance, emergency relief or housing assistance.
As for Payroll checks, a fee of 1.99% applies to it each time you cash them.
A fee of 2.2% applies to cashing all other non commercial checks.
6. Kroger
Fee at Kroger starts at $3.
With about 1,270 stores across the United States, Kroger is a convenient place to cash a check on Sundays.
Kroger stores feature a Money Service Center where you can cash checks. These centers are also open on Sundays at many stores.
You are able to cash the following types of checks at Kroger:
- Payroll checks
- Insurance settlement checks
- Government checks
- Tax refund checks
- Business checks
You cannot a personal check at Kroger. And fees here are between $3 and $7.50 per check with respect to the check's value and whether or not you have shopper's card.
7. King Soopers
At King Soopers, fee starts at $3.
You can cash checks at King Soopers Money Services Centers in their retail locations. On Sundays, King Soopers' Money Services Center is open at several locations.
There are 118 stores for the brand, the majority of which are in Colorado and a few are in Wyoming. Therefore, it can be a nice spot for you to cash a check on a Sunday if you reside in one of those states.
At King Soopers, you should budget $3 to $7.50 in fees in order to cash a check.
Payroll checks, tax return checks, government checks, business checks, and insurance settlement checks are among the checks that you can cash at King Soopers. There are no personal, starter, or third-party checks accepted by King Soopers.
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8. Speedy Cash
Minimum check cashing fee here is set at $2
Speedy Cash counts as many as 161 locations in the U.S
Below are the types of checks one can cash at Speedy Cash
- Government checks
- Insurance checks
- 401K and IRA checks
- Benefit checks
- Stimulus checks
- Tax refunds
- Unemployment checks
- Cashier’s checks
- Payroll checks
- Personal checks
The minimum check cashing fee is $2. This typically charges 2% to 2.5% of the check amount to cash payroll and government checks.
9. Publix
Fee here varies according to location
Publix is another place where you can cash checks on Sunday.
Publix operates 1,360 stores in Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, and Virginia.
At Publix stores, you can cash personal checks and payroll checks.
10. Ingo Money
None if you’re willing to wait 10 days or pay $5 or a percentage of the check amount if you want the money in minutes
Ingo Money is an app that you can use to deposit checks.
Cashing a Check On Sunday: Final Thoughts
Sunday is not probably the best day to cash checks since several banks are closed on that day. However this does not mean you are left with zero option since I have outlined options on this article to help you cash your check on a Sunday without any hassle.
Fortunately, there are several locations where you can cash your check on Sunday and obtain the money you need at that time.