Zelle and Cash App are actually two of the most well known apps for person-to-person payments that allow us to send and receive money quickly. Owners of accounts in both financial platforms often seek to know whether Zelle works with Cash App so that they can send money between the two financial apps.
With Cash App, you can send money to friends and families while also receiving money.
Zelle on the other hand works in a similar way as Cash App, but Cash App offers more benefits as compared to that offered by Zelle.
Both Financial apps have low cost and fast transfer timeframes, therefore making them a good solution for any individual that needs to send money to a friend or relative as soon as possible.
However, we should know that there is no transfer method that lets us transfer money between the two platforms directly.
Can you Zelle to Cash App? It can be possible to achieve this by following a procedure that I will explain as I proceed with this article. So let us get down if it is possible for one to send money from Zelle to Cash App.
Table of Contents
What is Zelle?
Zelle is a popular online payments service based in the United States, owned by Early Warning Services, LLC, a private financial service company owned by the banks Bank of America, Truist, Capital One, JPMorgan Chase, U.S Bank, PNC Bank and Wells Fargo.
How Do I Get Started With Zelle?
Getting started with Zelle is easy especially if your bank is compatible with the service. In order to get started with Zelle, go to the Google Play Store or App Store, all with respect to your device's operating system and then download Zelle app for free.
The basic information such as your contact details which includes an email address and a U.S mobile number. You also need a VISA or Mastercard debit card linked to a U.S based account, as you will need to fill it next in the enrollment procedure. International debit cards and credit cards are not accepted on Zelle.
As soon as you have fully signed up with Zelle, you can enjoy sending and receiving money in a hassle free and fast way. Simply provide your friend who wants to send you money on Zelle with your phone number or email address and you will receive the money in less than no time.
Also, as long as your bank supports Zelle, anyone with a U.S bank account can receive money using Zelle. You might want to check here to see if your Bank supports Zelle.
ALSO READ: Is Zelle Safe to Receive Money From Strangers?
What is Cash App?
Cash App is a popular peer-to-peer payment service that allows users to send, receive, and request money from friends, family, or acquaintances. It was developed by Square, a well-known financial technology company. With Cash App, users can easily and quickly transfer funds through their mobile devices.
It's important to note that while Cash App provides convenience and ease-of-use for peer-to-peer payments and other financial services, users should still exercise caution. It's essential to be aware of potential scams, verify recipient information before sending money, and protect personal and financial data.
Cash App is available for download on both iOS and Android devices. New users can create an account directly within the app by providing basic information and linking a bank account or debit card.
Does Zelle Work With Cash App? Can You Send Money From Zelle To Cash App?
Unfortunately, Cash App does not yet have a feature that lets you link a Zelle account, meaning that Cash App does not directly work with Zelle.
With that said, there is no way you can directly transfer money from Zelle to Cash App.
Nevertheless, you can make use of an indirect method to send money from Zelle to Cash App and this involves making use of a bank account that will act as a middle man for the transaction.
You will first of all have to withdraw money from Zelle to your bank account and then transfer the money from your bank account to Cash App.
ALSO READ: Can I Use Zelle To Send Money to My Other Bank?
How to Send Money From Zelle To Cash App
As previously mentioned in this guide, you can successfully send money from Zelle to Cash App but by making use of a bank account that will serve as a middle man to ease the transfer.
Sending money between different payment services can sometimes feel daunting. If you're wondering how to transfer funds from Zelle to Cash App, you'll be glad to know it's relatively straightforward. In this article, we'll guide you through the step-by-step process to ensure a seamless transaction between these two popular peer-to-peer payment platforms.
Below are the steps you can use to transfer money from Zelle to Cash App:
Step 1: Link Cash App to Your Bank Account
Here comes the very first step involved in sending money from Zelle to Cash App, and it implies creating a Cash App account and then linking it to your desired bank account.
In order to link your bank account to Cash App, you will need an account and routing number.
Link Cash App to a Bank Account:
- Login to Cash App.
- Go to " Banking" tab.
- Choose "Linked Accounts".
- Select "Link Bank" and then provide all the required information to link your bank account to Cash App.
Step 2: Link Zelle to Your Bank Account
To begin, ensure that your bank account is linked to Zelle. This typically involves registering your debit card or linking your bank account information directly within the Zelle app. Follow the provided instructions to complete the setup process, which may vary depending on your specific bank.
Payments are not held in the middle of Zelle, and money is sent instantly from one bank account to another. You can see if your bank works with Zelle on the Zelle's Get Started page.
How to Link Zelle to Your Bank Account:
- Navigate to Zelle's "Get Started" page and then locate your bank.
- Scroll until you see your bank listed.
- Link your bank account to Zelle by simply following the steps that will be provided to you.
In case your bank does not partner with Zelle, then here is how you can link it to Zelle without any hassle.
ALSO READ: What Prepaid Cards Work With Cash App?
Step 3: Transfer Money From Zelle to Your Bank Account
You can make use of Zelle as a beneficiary account to send money to Cash App because it does not retain funds in between and transfers them straight into your bank account.
You are able to keep transfers separate due to the fact that Zelle works with several banks. Each money you receive that you want to spend on Cash App can be send to a single account and then the remaining of your funds can be allocated to any other accounts you have.
In case you need to transfer money from a bank account to Cash App, you can use Zelle to send it to the Cash App linked account.
Step 4: Spend the Money With Cash App
As soon as the money reflects in your bank account from Zelle, you can use Cash App to access the money.
From here now, you can spend it in a store or online with your Cash App card. Or better still, you can decide to send the money to another Cash App user and you will not be charged anything for that.
Can You Send Money From Cash App to Zelle?
No, you cannot use Cash App on Zelle, reason being that Cash App does not integrate with Zelle and vice versa. Meaning you cannot also transfer money from Cash App to Zelle. The only way to make a successful transfer of funds from Cash App to Zelle is by making use of a bank account that will serve as bridge for the transaction.
Final Thoughts: Does Zelle Work With Cash App?
Zelle and Cash App are similar but different payment platform that works in different ways. Cash App is a peer-to-peer money transfer app that allows users to send and receive money at the comfort of their location with just a few clicks.
Money that you have in your Cash App account is stored in the Cash App wallet which is also know as Cash App Balance.
On the hand, Zelle is a payment service that lets customers transfer money from one bank account to another. But both apps have something in common which is the fact that they let you send and receive money.
Due to the fact that the two apps do not integrate, there is no way you can directly transfer money from Zelle to Cash App and Vice Versa.
Frequently Asked Questions
Can I receive money from Zelle to Cash App?
You cannot directly transfer money between Cash App and Zelle. However, you can transfer money between your bank account linked to Zelle and your Cash App account if you link that bank account to Cash App.
Can I use Zelle without a bank account?
One workaround is to use a prepaid debit card. Some prepaid cards work with Zelle. You can also consider using a friend or family member's account.
What cards work with Zelle?
Enroll your mobile number and Visa® or Mastercard® debit card so you can start sending and receiving money.