Anonymous payment methods is one of the most searched topic nowadays in the financial industry and with the coming of numerous money transfer apps, some individuals often look for various ways to send money anonymously on Zelle.
It is amazing to see how money transfer apps such as Zelle have taken over the financial industry by making easy to safely transfer money from one bank to another especially in the United States.
Zelle is one of the P2P payment service that lets you send and receive money in all safety and convenience between their bank accounts.
Traditional banking which implies showing up at a bank brank branch before you can transfer money is no longer a good deal thanks to Zelle, since you can send money online through Zelle in less than no time provided you follow the steps properly.
Do not be worried about how to get started with Zelle because it is actually easy, all you have to do is to download and install the Zelle app and then sign up for an account. Once you have signed up, you will need to provide a funding source such as U.S bank account or a debit card.
If you are one of the individuals looking for ways to send money anonymously on Zelle then do not take your eyes off this article.
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Can You Anonymously Send Money Through Zelle?
Due to the fact that Zelle lets users transfer money between banks, it is not considered as an anonymous payment method.
This means that you cannot send money anonymously on Zelle as money transfer involving banks is not as anonymous as you might think.
When you send money between banks, your name, email address, phone number, and sometime your bank account number are shared with the person you are sending money to. Though most of these information is kept private by Zelle, they can can disclosed if need arises - in case of fraudulent transaction.
More to that, unlike some money transfer apps such as Cash App that allow you to store funds in a digital wallet and then transfer it anonymously, Zelle, however does not have a digital wallet because the funds are directly transferred between banks.
So from that said, you can send money anonymously on Cash App, but you cannot send money anonymously on Zelle.
Sending money anonymously on Cash App is quite possible because you can create a Cash App account with a fake name, fake username, and other details, and then use a virtual bank account or any other bank account to serve as funding source to your Cash App.
ALSO READ: Does Zelle Work With Walmart Money Card?
How to Send Money Anonymously On Zelle
Due to the fact that Zelle money transfers directly involves banks, the only way via which you can send money anonymously through Zelle is to open an account with random details and then use a virtual bank account which does not demand much information to get started with them.
If the bank you have chosen is not in the Zelle network, then you can consider linking the bank account to Zelle via a debit card. As soon as you have linked the bank account to Zelle you will be able to send money anonymously om Zelle with the new account you created using random details.
Before doing this, it is good you have in mind that Zelle will barely accept most virtual banks, so the chances of being successful with this process are slim though.
I recommend you use any of the anonymous payment methods below if you want to send money anonymously.
ALSO READ: How To Send Money From Zelle To PayPal [Complete Guide]
Different Ways to Send Money Anonymously on Zelle
If you did not succeed in sending money anonymously through Zelle with the method seen above, then I will firmly recommend you to make use of an of the alternative below.
1. Use Cryptocurrency
When it comes to sending money anonymously online, cryptocurrency has always been one of the best options for several years now.
The recipient only sees the senders crypto address which is almost impossible to trace.
You can make use of the money in your bank account to buy crypto and then send it to your receivers crypto address.
Or if you have a gift card that you do not know what to do with you can sell the gift card for crypto and then send it to your recipient.
2. Use Cash
Cash transactions are actually the most untraceable payment method that have being in existence for years now but since the coming of numerous digital payment apps, many have turned their backs on the use of cash as a payment method.
Paying by cash is very anonymous in the sense that none of your information is tied to the cash.
3. Use Untraceable Money Transfer Apps
There exist a handful of untraceable money transfer apps like Cash App, PayPal that can help you send money anonymously online without any traces.
Like for example, you can send money anonymously on PayPal by opening a business PayPal account or by using fake details to open your PayPal account.
As soon as you setup your PayPal account, you will need to verify it with a bank account or bank card that will serve as funding source for your transfers. In this case, since you want to stay anonymous, you can use a virtual bank account for PayPal verification.
Is Zelle Safe For Sending Money?
Zelle is seen as a safe and a secured method of sending money due to the fact that no sensitive financial information is shared when you are making Zelle transactions.
More to that, verification and monitoring tools should be available at your bank or credit union so as to help confirm that you are the one approving your Zelle payments.
Just like most of the online money transfer apps, Zelle is a quick, practical and free to use.
But, Zelle lacks the payment security features that consumers have grown to expect from credit cards and debit cards, which typically protects them from unauthorized transactions.
For this reason, it is advisable that you only use Zelle to pay friends, family and some small company owners that you know and trust.
Before you carryout any Zelle transaction, it is good to confirm that you have the correct email address or mobile number of the person you want to send money to.
ALSO READ: Can I Send Money From PayPal to Zelle? (Yes, Here's How)
Final Thoughts on How to Send Money Anonymously on Zelle
Zelle is one of the best online money transfer apps in the United States.
Even though Zelle does not share any personal information when you send money online, it is not considered as an anonymous payment method due to the fact that the transaction is carried out between banks.
You can make use of the other ways outline above in this guide to help you send money anonymously on Zelle.
Frequently Asked Questions
Can You Zelle a Stranger?
Zelle is an amazing way to pay friends, family, your colleagues and almost any other person that you trust.
Does Zelle show your name when you send money?
Yes, Zelle does show your name when you send money. This is the main reason why you need to create a new Zelle account with random details if you want to send money anonymously on Zelle.
How can I send money without revealing my name?
You can send money without revealing your name by making use of untraceable money transfer apps.
Can I send money anonymously through Venmo?
No. There's no way to pay someone anonymously on Venmo.