Situations might arise where you quickly need money found in your Walmart MoneyCard but do not have the card with you. You might be asking yourself how can I get money off my Walmart Money Card without the card.
There are many ways which you can use to get money off the Walmart Money Card without the card, stay glued to this article to find out how you can go about this without any hassle.
The Walmart Money Card is a reloadable prepaid card that can be used to pay bills, buy goods and services and also to send money to others without any issues.
This card comes with several benefits most especially to Walmart shoppers as it lets them obtain a cash back of 1% in Walmart locations, 2% in Walmart fuel stations and up to 3% when shopping via the Walmart app.
You will primarily need the Walmart Money Card to withdraw money from the card. But in case you forgot your card or do not simply have your card with you, but need cash urgently, there are some few ways you can use to get money off your Walmart card even though you do not have the card with you.
This article compiles the few ways which one can use to get money off my Walmart Money Card without the card.
Table of Contents
What is the Walmart Money Card?
The Walmart MoneyCard is a reloadable prepaid debit card which you can use to make electronic purchases everywhere ,Visa or MasterCard debit cards are valid.
If you have a checking account, you will see that many of the features you find on your card are similar to those of your checking account. You can receive payments up to two days early by making use of your card for direct deposit.
If you want to keep track of your prepaid card, you can simply download the Walmart MoneyCard App to your Apple or Android smartphone.
ALSO READ: How to Transfer Money From Walmart Money Card to Venmo
Can I Withdraw Money From a Walmart Money Card Without My Card?
Yes, you can get money off your Walmart Card without the card using the Walmart MoneyCard App to collect cash at Walmart.
But, you will not be able to get money off your Walmart card at an ATM without the card, due to the fact that Walmart does not offer cardless withdrawal feature for the card.
How Can I Get Money Off My Walmart Money Card Without the Card
Since Walmart does not offer Cashless ATM withdrawals, you will basically need to visit any Walmart location to get money off your Walmart card without the card via the Walmart MoneyCard App.
But in case there is no Walmart location near you or you do not have plans visiting a Walmart location, there are some other options available for you to withdraw your funds.
Below are some ways to get money off a Walmart Card without the card:
1. Use PayPal to Get Money Off Walmart Card Without the Card
PayPal is a well known digital payment system that offers convenience and security when paying for goods and services online.
Customers are able to set up an account with PayPal that is linked to their credit card or checking account.
Users can start transferring payments to and from other PayPal users online or through the PayPal's app as soon your identity and proof of funds have been verified.
Since PayPal supports prepaid cards, this means that you can link your Walmart card to PayPal and use it as a funding source for your transactions with PayPal.
By doing this, you are getting money off your Walmart card without using the card itself.
2. Use Venmo to Get Money Off Walmart Card Without the Card
Venmo is a P2P payment app that lets you pay and request money from your friends and relative.
Venmo provides its users with an essential way to pay their bills or purchases or debts especially when they do not want to deal with cash.
According to Walmart MoneyCard Help Center, you may perform external account funding transactions up to $1,500 monthly and your Walmart Money Card can be used to add money to Venmo within the limit set for external account funding.
With that said, you can transfer money from Walmart MoneyCard to Venmo. As soon as the funds enter your Venmo account, you can use them for transactions with Venmo or better still withdraw money from Venmo.
This is an amazing way to get money off your Walmart card without the card.
You are also able to withdraw money from Venmo without the card should in case you do not have a Venmo card. Also, you can borrow money from Venmo if you want financial aid and also meet the eligibility requirements of the company.
ALSO READ: How To Transfer Money From Varo To PayPal [Complete Guide]
How do you Get a Walmart Money Card?
In order to get a Walmart Money Card, you must complete the online application and verify some of your personal information.
Walmart requires every Money Card applicant to be at least 18 years old of age.
Below are the details you will need in order to get a Walmart Money Card:
- Social Security Number and date of birth.
- First and Last Name.
- Zip Code.
- Address and apartment or unit.
- Mobile Number.
- Email address.
Walmart might also demand other identification documents such as driver's License, passport, or State or national ID.
Once you have entered all your necessary information, you must check the boxes next to each of the Terms and Conditions.
Before you can open and use your account, you will need to confirm your mobile phone number through text message for security reasons.
You will receive a message asking you to provide the code that appears in your box at the phone number you provide.
You must activate your card after receiving it by providing the card number, security code (CVV), expiration date, and following the guidelines.
What is the Account Balance Limit on a Walmart Money Card?
A Walmart Money Card have a maximum balance of $7,500. The average competitor's maximum balance is $3,000.
How to Use the Walmart Money Card
You are able to use a Walmart Money Card to fund many of your transactions and some of them include;
1. Withdraw Money
You can withdraw funds from various ATM locations using the Walmart MoneyCard across the United States. ATM Withdrawals are limited at $500.
Also, at participating banks, you can withdraw cash up to $400 per teller transactions over the counte.
2. Buy Goods and Services
You are able to use the Walmart card to make purchases of goods and services both offline and online.
If you want to make an online purchase, all you need to do is enter your card's number, expiration date, and CVV. You can swipe to pay at the register in physical stores.
ALSO READ: How To Get The Borrow Feature On Cash App
How to Load Money On The Walmart Money Card
There are some ways which you can use to add money onto your Walmart Money Card.
1. Direct Deposit
Payroll checks or your government benefits can be loaded directly onto your MoneyCard via direct deposit. This service is actually free and you can choose to deposit either part or all of your pay check.
Employers may notify the bank of direct deposits up to two days before the official "payday", and Walmart will then transfer money to the card early.
2. Walmart Rapid Reload
With this option, you can add money to your card at Walmart locations for a fee of $3. Cash deposits are free using the Walmart MoneyCard app at Walmart stores.
To load your Walmart MoneyCard through this method, you can deposit cash by touching the deposit tab in the Walmart MoneyCard app and then selecting "Deposit cash using the Walmart MoneyCard App".
3. Tax Refund
Provided that you file your taxes electronically, you can choose to have your refund directly deposited onto your Walmart MoneyCard. There is no reloading fees involved.
All you have to do is to give Walmart your card information and mobile number, and then they will text you the direct deposit information you need to include in your tax forms.
It is necessary you note that, using this process, the Standard Internal Service (IRS) processing period applies but you can get the refund sooner if you file electronically instead of by email.
What I love the most with this method is the fact that there is no reloading fees involved.
4. Online Transfer
With an online transfer, you will typically need to wait for one to three business days and there is no reloading fees involved. Though there is no reloading fees involved, your bank may charge fees for the electronic transfer so it is necessary to know your bank's policies before undertaking the transfer so as to avoid any extra fees you did not expect.
Walmart MoneyCard Fees
It is of no doubt that most banking accounts comes with fees and so the Walmart MoneyCard is no different. How much does it cost to get the Walmart Money Card? well, the Walmart money card only cost $1 but there are several other fees you may incur when making use of the card.
Monthly Fee: Walmart charges a monthly account maintenance fee of $5.94 on all Walmart MoneyCard accounts.
Card Replacement: If you want to replace your lost or stolen card, you will need to pay $3 but you will have to pay $15 in case you want expedited delivery.
Load Fees: In order to load your card at Walmart locations, you will have to pay $3 but you can avoid this fee by simply using the Walmart App. In case you use a store other than Walmart, you will have to pay $5.95.
Paper Checks: You are able to request a pack of 12 paper checks for $5.95.
ATM and teller cash withdrawals: You’ll pay $2.50 to get cash. You can avoid this fee by getting cash back at Walmart locations.
Overdraft fee: You’ll pay a $15 fee if you overdraft your account.
ATM balance inquiry: Walmart charges 50 cents to tell you what your balance is at an ATM.
Foreign transaction fee: Walmart charges a 3% fee for all transactions with merchants outside of the U.S.
ALSO READ: Walmart Money Card Transfer Money From One Card To Another
Final Thoughts on How Can I Get Money Off My Walmart Money Card Without the Card
The Walmart MoneyCard is a reloadable prepaid debit card which you can use to make electronic purchases everywhere ,Visa or MasterCard debit cards are valid.
Situations might arise where you quickly need money found in your Walmart MoneyCard but do not have the card with you. You might be asking yourself how can I get money off my Walmart Money Card without the card.
This article compiles the 2 main ways which can help you get money off your Walmart Money Card without the card. Hope you found this guide helpful.
Frequently Asked Questions
How can I get cash off my Walmart MoneyCard without a card?
You can get money off your Walmart Card without the card using the Walmart MoneyCard App to collect cash at Walmart. Or by making use of PayPal and Venmo to get cash off Walmart Money card without the card.
Can I transfer money from my Walmart card to another card?
Yes you can transfer money from one Walmart Money Card to another once you follow the right procedure.
Can I link my Walmart MoneyCard to PayPal?
Yes you can link your Walmart Money Card to PayPal since both are compatible. This makes it easy for you to transfer money from Walmart Money Card to PayPal.
Where can I use Walmart MoneyCard?
You can use your Walmart MoneyCard to make purchases everywhere Visa® Debit & Debit MasterCard® are accepted in the U.S.
How do I get money off my Walmart MoneyCard?
You may withdraw cash without a fee at Walmart MoneyCenters and Customer Service desks