GCash is an online money transfer wallet that lets you send and receive money online with ease and convenience. There are many GCash users that are in search of ways to send money on GCash without verification and if you are one of them, then you are actually in the right place as I will show you how to do this as we move on with this article.
With the help of the internet and many financial institutions, sending and receiving money has become very easy.
GCash is a mobile wallet type that lets you use your smartphone to pay bills, send and receive money, buy mobile load, shop online and many more. You are able to carryout of these transactions with a mobile wallet at any time and from anyplace without having to withdraw money.
There are many individuals that do not want to verify their identity on GCash but want to enjoy its transactions such as sending and receiving money.
Want to send money in GCash without verification? then continue reading this article and discover how to do this.
Table of Contents
What is GCash?
GCash is actually a mobile wallet or an electronic wallet that lets you carryout various cashless transactions. With GCash, you are able to send and receive money, make bank transfers, pay bills, shop online, buy load, make cashless payments to retails stores and online marketplaces.
Ayala Group of Companies, one of the largest business conglomerates in the Philippines, Globe Telecom, one of the country's largest telecommunications companies, and Ant Group, an affiliate of Alibaba Group and the operator of Alipay, the world's leading open digital lifestyle platform, have joined forces to form Mynt (formerly Globe Fintech Innovations). GCash is housed under 917Ventures on Globe's side.
It was launched in the year 2004. In the Philippines, it counted 20 million active users and more than 63,000 partner merchants as of 2019.
GCash Account Verification
The Bangko Sentral ng Philipinas demands verification so as to protect financial institutions and ensure the security of user accounts. It is of no doubt that you can be familiar with banks and remittance centers "Know Your Customer" processes.
GCash mobile wallet does the same thing by demanding identification evidence which helps to prevent the creation of bogus accounts most especially for money laundering and other illegal activities.
Only offline (over-the-counter) cash-ins, bill payments, load purchases, and QR code payments are still possible with GCash even if you don't have an account.
You won't be able to make online cash-ins, request or transfer money, cash out your GCash balance, or do any of the other actions mentioned above.
To utilize all of GCash's services, it is strongly encouraged that you update your account to fully verified status. Similar to basic (unverified) accounts, fully verified and semi-verified accounts can have wallet capacities of up to $100,000.
Unverified accounts are subject to a 50,000 USD monthly incoming restriction and a 40,000 USD daily outgoing restriction, whereas properly verified accounts are subject to 100,000 USD monthly and daily inbound restrictions.
GCash Verification Levels:
When it comes to GCash verification levels, there exist 3 main types and you are going to see them listed below.
Basic Level
Here features a new account with a lower wallet and fewer spending limits. Basic users are unable to transfer money or withdraw cash due to the features' limitations.
Semi Verified
You can select this level if you don't want to transmit a copy of your legitimate ID. A selfie is all that is needed. Only one year will be left on your status.
Fully Verified
As the name implies, it offers you with complete access to the GCash app's functionality, including the maximum wallet size and transaction limits.
How to Verify Your GCash Account
The process of verifying your GCash account is quite easy and straight forward and takes just a few minutes if well done.
In order to get started with GCash account verification, you have to tap the hamburger icon in the top left corner of the screen to bring up a slideout menu.
To get started with account verification process, press "Verify Now"
It is necessary you make sure that you any of the listed approved IDs below:
- Maritime Industry Authority (MARINA) ID
- Passport
- Driver’s license
- National Bureau of Investigation (NBI) clearance
- Universal multi-purpose ID (UMID)
- Police clearance
- PhilHealth card
- Tax identification number (TIN) ID
- Government Service Insurance System (GSIS) eCard
- Voter’s ID
- School ID with photo
- Home Development Mutual Fund (HDMF) or Pag-IBIG ID
- Postal ID
- Senior citizen’s ID
- Barangay clearance
- Professional Regulation Commission (PRC) ID
- Integrated Bar of the Philippines (IBP) ID
- Government office or government-owned and controlled corporation (GOCC) ID
- Department of Social Welfare and Development (DSWD) certification
- Overseas Filipino Worker (OFW) ID
- Overseas Workers Welfare Administration (OWWA) ID
- Seaman's Book (SIRB)
- Social Security System (SSS) ID
- Company IDs issued by private institutions registered with, regulated, or supervised either by Bangko Sentral ng Pilipinas (BSP), Securities and Exchange Commission (SEC), or the Insurance Commission
- Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
- Alien Certificate of Registration
Can You Send Money in GCash Without Verification?
There is no way you can send money in GCash without verification but you can still undertake a few basic transactions.
The Unverified GCash account which is another name for the basic account, only allows you to perform offline Cash-ins, bill payments, buying loads and paying with QR code.
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Can I Receive Money on GCash Without Verification
Yes you are able to receive money on GCash even without verification though this comes with a limit. Unverified GCash users receive can receive only close to ₱10,000 in their GCash wallet.
Can I send Money to a Non GCash User?
You are able to send money to individuals who do not have a GCash account using GCash Padala and they will have to claim the funds by registering with GCash or going to a retailer or outlet.
Below are the steps involved in sending money to a non GCash user:
- Tap Send Money on your dashboard after logging into your GCash App.
- Tap on GCash Padala.
- Fill up the recipient's details, and tap Next.
- Ensure that your recipient's details are complete, accurate, and correct.
- Review the details before confirming.
- Verify the recipient's mobile number, personal information, and amount being transferred, as well as the fee amount that will be deducted. The GCash Padala service will have a cost.
- Confirm by tapping Pay.
- The in-app receipt will show the Reference Number, fee breakdown, and your recipient's details.
Once you have properly followed these steps, and SMS will be sent to you so as to confirm your transaction.
If your recipient fails to claim the money within 15 days, an SMS will be sent to the sender's GCash wallet telling them that it has been returned.
How to Send Money from Unverified GCash to Verified GCash
Verification is for your own good as it helps protect you and the individuals you are transacting with. It is a basic requirement that you get verified so as to enjoy most of the features on GCash.
GCash users that are not verified will find it difficult to send money to other GCash users even if the person they are sending money to is verified.
There are few situations where some unverified GCash users are are allowed to send only ₱10,000 per month to other GCash users.
If you are among unverified GCash users that are allowed to send to other users, then you can follow the outlined steps below.
- Log in to your GCash App and tap Send Money on your dashboard.
- Tap on GCash Padala.
- Fill up recipient's details and tap Next. Ensure that your recipient's details are complete, accurate, and correct.
- Review the details before confirming.
- Confirm by tapping Pay.
Verifying your GCash account will be of great benefit to you since you will be able access more features on GCash such as higher wallet and transaction limits after you are verified. If you validate your account, your wallet limit will therefore be raised to ₱100,000.
Your daily outgoing transaction bar as well as your monthly incoming transaction quota will be raised to ₱100,000. You will no longer encounter any yearly or monthly outgoing transaction limit as soon as you get verified.
Final Thoughts on How to Send Money in GCash Without Verification
GCash is an online money transfer wallet that lets you send and receive money online with ease and convenience.
There are many GCash users that are in search of ways to send money on GCash without verification and if you are one of them, then you are actually in the right place as this article compiles of all what it takes to transfer money in GCash without verification code.
Frequently Asked Questions
What happens if your GCash is not verified?
If your GCash is not verified, you will need to submit additional documents aside from the initial documents you submitted. You may re-apply for verification after you have received a notification regarding the failure to successfully verify your account.
Can I send money from GCash to GCash not verified?
Yes, you can. The steps are the same as sending money to another GCash user. The amount you send to a non-GCash user will still push through, and they will receive a notification via SMS.
Can I use barangay ID for GCash verification?
Yes you are able to use as shown above, you can use your barangay clearance to verify your GCash. You can check out higher in this guide to know the various IDs that are accepted for GCash verification.
How long does it take to get verified in GCash?
GCash verification do not take lonh since tt typically takes 30 minutes to get verified on GCash.
How do I semi verify my GCash account?
You can get partially verified by clicking the option within the GCash App when you trigger the verification process. All you need is a selfie and some personal information and you're good to go.
Can you use birth certificate to verify GCash?
Yes, but you'll need additional information such as; name and GCash Number of your parent. Selfie of your parent holding your Student ID.