It is of no doubt that Cash App and PayPal are the most used apps when it comes to sending and receiving money online with ease. For this reason it is not a surprise that many people are looking for ways to send money from Cash App to PayPal.
There exist numerous reasons that can push individuals to want to send money from Cash App to PayPal. Though Cash App and PayPal offer closely related services, Cash App is only available to US residents and is not also accepted by many online merchants as payment method.
For instance, you might have money want to transfer money to one of your friends located out of the United States and who just have PayPal payment method, so knowing how to transfer your money from Cash App to PayPal will be of great of importance to you.
Similarly to transferring money from PayPal to Cash App, it is quite easy to transfer money from Cash App to PayPal but have in mind that the process can be ambiguous and challenging since PayPal and Cash App are not compatible.
You have two options when sending money from Cash App to PayPal: either utilize the direct approach, which requires a PayPal Cash Plus account (formerly called a PayPal balance account), or use a linked bank account.
Want to transfer money from Cash App to PayPal? then stay glued to this article as I will show you how to do so in 2 easy ways.
Table of Contents
What is PayPal?
According to Wikipedia, PayPal Holdings, Inc. is an American multinational financial technology company operating an online payments system in the majority of countries that support online money transfers, and serves as an electronic alternative to traditional paper methods such as checks and money orders. The company operates as a payment processor for online vendors, auction sites and many other commercial users, for which it charges a fee.
PayPal is a safe and secure online payment system that lets you send and receive money both home and abroad. You are able to use PayPal to make purchases in participating stores once you have linked your bank account, credit or debit card to your PayPal account. In simple terms, you can say that PayPal acts as a middleman for your bank and merchants therefore protecting your payment details.
How Does PayPal Work?
Between you and a bank, PayPal acts as a middleman. A user can choose which bank account to debit when making an online payment after adding a bank account or credit/debit card to the PayPal system. All transactions are handled by PayPal rather than your bank.
In conclusion, we can say the following about PayPal
- Enables online and in-person payments for goods and services
- Provides a way to send and receive money internationally
- Ensures various levels of digital security and payment protection
- Charges a variable and/or fixed fee for services rendered.
What is Cash App?
Similar to PayPal, Cash App is an app that allows you to send and receive money online. If you want to use Cash App, you can sign up for for a free account that allows you to send and receive money from other users in the same country.
After downloading the Cash App app, you choose a special username, also known as a $cashtag. The phone number or email associated with a user's account can also be used to locate that user.
Users of Cash App have the option of receiving a Visa debit card, which they can use to access their Cash App account or withdraw cash from an ATM.
How to Transfer Money From Cash App to PayPal Without Card
You are able to transfer money from Cash App to PayPal without card, but before being able to do so, you will have to link your bank account. The steps involved in making a successful transfer will be detailly explained below.
Can You Send Money From Cash App to PayPal?
Yes, there are two ways to transfer money from Cash App to PayPal. You have two options for sending money from Cash App to PayPal: either directly, which involves using a PayPal Cash Plus account, which has since been renamed a PayPal balance account, or indirectly, which involves using a bank account as a bridge for the transaction.
How to Transfer Money From Cash App to PayPal
You can transfer money from Cash App to PayPal and the rate of completion of the transfer will greatly depend on the method that you have chosen. Transferring money from Cash App to PayPal can take more time in some cases.
How to Transfer Money from Cash App to PayPal Directly Without Bank Account
In order to make a direct transfer of funds from Cash App to PayPal without involving your bank account, you must be in possession of a PayPal balance account. Have in mind that if you do not have a regular PayPal account, then this method will not work for you.
Follow the steps below to transfer money from your Cash App account to your PayPal balance.
1. Enroll For PayPal Balance Account
Before you can enroll for a PayPal Balance account, if you have the requirements below:
- Get the PayPal Cash Card Debit Mastercard® (or the PayPal Business Debit Mastercard®)
- Set up direct deposit to automatically add pay checks to balance
- Set up Goals to manage money being held.
You can learn more on how to enroll for a PayPal Balance account.
2. Obtain Your PayPal Balance Account and Routing Number
- Open your PayPal mobile application.
- Tap the gear icon on the top right of the screen.
- Your screen will display another dropdown option after you select the gear button. Until you come across "Direct Deposit," scroll down.
- Click the Direct Deposit button. When you do that, your PayPal balance account's ABA routing number and allocated account number will both be visible. The nine-digit code used to identify your bank is called a routing number.
- Write down your account number and ABA routing number.
3. Now Transfer Money From Cash App To PayPal
Once you have already gotten your PayPal Balance account and Routing Number, you can now follow the steps below to transfer money from Cash App to PayPal:
- Open Cash App.
- Click "Balance".
- Click "Cash Out".
- Click the Direct Deposit button. When you do that, your PayPal balance account's ABA routing number and allocated account number will both be visible. The nine-digit code used to identify your bank is called a routing number.
- Click on the green Cash Out button after choosing the amount you want to send. There will be a drop-down menu with the choices of Standard Transfer and Instant Transfer.
- Tap on Standard Transfer (because Cash App doesn't allow its users to use their PayPal cash debit Mastercard to cash out money. Hence, you can't select the Instant Transfer option).
- You will be taken to a new screen where you must choose your bank after clicking the Standard Transfer button. Type anything into the search field by clicking on it. When you do that, a different button appears where it says: "Not finding your bank? Manually Add ".
- Click on Add Manually. The application will ask you to enter your bank's routing number.
- Type in your PayPal routing number and bank account number that you had saved earlier.
- Click on the Next button.
- Enter your bank account number associated with your PayPal balance account again for confirmation.
- Tap "Next."
- Within a few seconds, you will see a screen displaying "$[X] will be available in your bank account [date]."
- Tap "Done" to finalize the transfer.
Once you have followed these steps properly, You will have to to wait for up to 3 business days so that the transfer should be completed.
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How to Transfer Money from Cash App to PayPal Using a Linked Bank Account
If you are not eligible for a PayPal Balance account as seen in the method above, then do not worry as there is another method which you can use to transfer money from Cash App to PayPal.
This method implies you depositing the money into your bank account and then transferring the money from your bank account to your PayPal account.
Below are the steps to follow fi you want to transfer money from Cash App to PayPal Using a Linked Bank account.
1. Link Your Bank Account to Cash App
The first thing to do is to link your bank account to Cash App and this step is quite easy.
Below are the steps involved in linking your bank account to your Cash App account:
- Login to your Cash App account.
- Tap the Profile Icon on your Cash App home screen.
- Select "Linked Banks".
- Tap "Link Bank".
- Follow the prompts.
2. Transfer Money from Cash App to Your Bank Account
As soon as you have linked your bank account to Cash App, you will now be able to transfer the money from Cash App to your bank account.
Below are the steps to follow when transferring money from Cash App to Bank account:
- Tap the Balance tab on your Cash App home screen.
- Press "Cash Out".
- Choose an amount and press "Cash Out".
- Select a deposit speed.
- Confirm with your PIN or Touch ID.
3. Link Your Bank Account to PayPal
Linking your bank account with PayPal is the next thing you must do. To link your bank account to your PayPal account, you might require your routing number. It's time to register a verified PayPal account if you don't already have one.
Below are the steps to take if you want to link your bank account to PayPal.
- Login to your PayPal account.
- Go to your Wallet.
- Click "Link a bank account".
- Follow the instructions on the page to add your bank account information.
4. Transfer Money From Your Bank Account to PayPal
Once you have succeeded in linking your bank account to your PayPal account, the last thing you will have to do is to transfer the money now from your bank account to your PayPal account.
Below are the steps involved in transferring money from PayPal to Bank account.
- Click "Wallet".
- Click "Transfer Money".
- Click "Add money to your balance".
- Select your bank and enter the amount you want to transfer.
- Finally, Click "Add".
Can I Transfer Money from PayPal to Cash App?
PayPal and Cash App are not compatible, meaning that you cannot directly transfer money from PayPal to Cash App though you can make use of some indirect ways to transfer money from PayPal to Cash App.
You can make use of your bank account or the Cash App debit card in order to send money from PayPal to Cash App without any problem.
Here is the article that will know how to transfer money from PayPal to Cash App.
Final Thoughts on How to Transfer Money From Cash App to PayPal
It is possible to transfer money from your Cash App account to PayPal. Although it is not possible to transfer funds directly to PayPal, you can use your bank as a bridge to transfer money from your Cash App to your PayPal account.
PayPal and Cash App are not compatible, meaning that you cannot directly transfer money from PayPal to Cash App though you can make use of some indirect ways to transfer money from Cash App to PayPal.
We have outlined above 2 indirect methods that can help you easily transfer money from Cash App to PayPal.
Frequently Asked Questions
Can I transfer money from a prepaid card to my PayPal account?
Prepaid cards cannot be used to send funds to PayPal. The prepaid card can only be used to make payments when it is linked to your PayPal account. Any prepaid card with the logos of Visa, American Express, MasterCard, or Discover is accepted by PayPal. Prepaid cards cannot, however, be used for recurrent payments.
How do I link my PayPal account to my prepaid account?
You will be prompted to indicate if you have a PayPal Account throughout the PayPal Prepaid Card activation process. If you do have a PayPal Account, you will be required to provide your login credentials. The PayPal Prepaid Card will then be instantly linked to your PayPal Account using that log-in credentials.
Does Zelle take fee for Money transfer?
No. Zelle does not often charge any fee for sending or receiving money. There are no additional fees when unless you want to send over the app instantly.
Is PayPal safer than Zelle ?
It is of no doubt that PayPal is a safer and offers complete protection of the transactions made online via it. Even though you can not make use of this for sharing your funds with your family members or friends just like Zelle, it is till quite helpful when you are making transactions with merchants. More to that, PayPal is protected by username and password that is obligatory for login.
Can you receive money on Zelle with out a Bank account?
Yes there is a way through which you can send and receive money on Zelle even without an account but you must download the app and then create an account. Then you can transfer money between any account.
How much money can I send with PayPal?
PayPal accounts that aren’t verified can transmit up to $500 a month. If you have verified your PayPal account, there’s no limit on the total amount of money you can transfer from your balance. You may be limited to $10,000 in a single transaction though.
Can you send money from PayPal to Venmo?
PayPal isn’t supported by many digital banking apps. For that reason, you can’t send money from PayPal to Venmo or from Venmo to PayPal.