Online money transfers has fast taken part of today world and some times you might need to transfer your funds from one financial institution to another for more flexibility of your funds for one reason or the other. Today, I am going to show you how to transfer money from smiONE Card to My Bank Account.
With the smiONE card, you are able to receive your child support payments without the need of a bank account. As soon as the funds reflect in your smiONE card, you can transfer the money from smiONE card to bank account so as to easily manage your funds or may be save it for future use.
A child support card is actually one that allows you to receive your child support payments from the government and most of these cards do not provide a direct way to transfer money to a bank account which makes this process a little complicated.
Transferring money from a prepaid card to bank account is easy and all you have to do is to login to your prepaid account online and then transfer the funds to a bank account. Surprisingly, even though the smiONE card is a prepaid card, there is not offer s direct possibility to transfer money to a bank account therefore this transfer far more complicated.
Before we move on, it is necessary you keep in mind that the smiONE card does not allows you to transfer money to a bank account but you can use several methods to first of all get money off your smiONE card and then deposit it to your bank account.
Want to transfer money from smiONE card to bank account? then this is the ideal article for you as I will show you how to do so in a few clicks via the indirect method since there is no straight method that allows you to carryout this transfer.
Table of Contents
What is a smiONE Card?
The smiONE visa prepaid card or the Texas Payment card in other words, is a suitable way to receive child support payments without the requirement for a bank account. This card is actually a prepaid card that works similar to a VISA debit card and may be employed anywhere VISA debit cards are accepted.
The smiONE card is since it provides secure access to your payments as well as current tools, it actually stands as s suitable option to traditional banks.
A secure and practical method of receiving significant government payments is via the smiONE Card. Anywhere Visa debit cards are accepted, you can reload your smiONE card with direct deposit, cash, or mobile check load1.
Among the advantages you'll receive are fee-free ATM withdrawals from in-network ATMs, early fraud detection and account alerts, and mobile banking capabilities to assist you in managing your finances.
How Does smiONE Card Work?
With this card, you have access to making purchases everywhere that VISA debit cards are accepted, including grocery stores, retail stores, restaurants and pharmacies as soon as you receive the money in your card account.
You can also benefit from cash backs when you make approved purchases at participating retailers and withdraw money from ATMs, banks or credit unions. Just like it works it debit card, purchases and cash withdrawals are taken automatically from the available balance in your card.
How Do I Get a smiONE Card?
With this card, you have access to making purchases everywhere that VISA debit cards are accepted, including grocery stores, retail stores, restaurants and pharmacies as soon as you receive the money in your card account.
You can also benefit from cash backs when you make approved purchases at participating retailers and withdraw money from ATMs, banks or credit unions. Just like it works it debit card, purchases and cash withdrawals are taken automatically from the available balance in your card.
How to Activate Your smiONE Card
You are able to activate your smiONE card and also create your PIN on the smiONE mobile app or website. In case you are a new user, you will be required to create an account.
Can I Transfer Money From smiONE Card to My Bank Account?
As I previously said in this article, the smiONE card does not contain any option that allows you to transfer money to your bank account meaning that you cannot directly transfer money from your smiONE card to your bank account.
Nevertheless, there still exist some indirect ways that allows you to transfer money from your card to your bank account.
How to Transfer Money from smiONE Card to My Bank Account
Even though there is no direct way to transfer money from smiONE card to your bank account, you can make use of some indirect method to make a successful transfer.
Below, I am going to make use of 2 features provided by smiONE card and use it as mediator to complete the transfer. This feature enables you to use your card to withdraw money from ATMs and link it to a mobile wallet.
1. Add Your smiONE Card to a Mobile Wallet
There exist several mobile wallets out there such as Google Pay, Apple Pay, Samsung Pay. You are able to make use of your smiONE card to add money to your Google Pay balance and immediately the funds reflect in your Google Pay balance, you can then link your bank account to your Google Pay account and withdraw funds from Google Pay to your bank account.
With respect to Google Payments Terms of services, you can save and manage various kinds of paymet methods in your Google account including payment cards.
Below is how to add your smiONE Card to Google Pay and withdraw money to your bank account:
- Signup for Google Pay.
- On the home screen's upper right corner, tap the profile icon.
- Tap on your Google Pay balance.
- Tap +Add money.
- Enter the amount you want to add.
- Minimum amount is $10.
- Tap Next.
- Enter your smiONE card details.
- The funds will then be instantly accessible in your Google Pay balance after you tap Add.
Do not forget that to add money to Google Pay via payment card, you have to setup Google Pay to Pay business
As soon as the funds reflect in your Google Pay balance, it will now be easy for you to transfer the money from Google Pay balance to bank account.
- Open your Google Pay app.
- Tap your profile icon on the top right of the home screen.
- Below your profile, tap Google Pay balance.
- Hit Transfer out.
- Enter the amount to transfer and tap Next.
- Choose a payment method.
- Tap Transfer out.
2. Make Use of an ATM
With the smiONE card, you are able to withdraw money from a MoneyPass ATM without fees but there is a $2.50 fee anytime you withdraw money from a non MoneyPass ATM. Third party fees may still apply even if you do not complete the transaction.
This is how to go about this method - You can deposit the money into your bank account once you've taken it out of the ATM. The only inconvenience is having to go to an ATM to finish the transaction, which is even easier than the prior way.
Where Can I Use My smiONE Card?
As previously said, you can make use of this card everywhere you go since visa debit card are often accepted everywhere such as stores, online and over the phone. Get cash back on eligible purchases and use an ATM to get cash.
Is the smiONE Card Secured?
One of the most important aspect when making use of a card is its security. Your money will be kept secure thanks to the smiONE Card's use of cutting-edge chip technology, which creates a one-time code for each transaction. Additionally, our highly developed Fraud Engine operates around-the-clock to stop fraudulent transactions from occurring.
The Visa Zero Liability Policy may protect you if your card is lost or stolen. For more information, please see your Cardholder Agreement. Any unauthorized usage must be reported immediately to your banking institution. Consult your issuer for precise limits, limitations, and other information.
Final Thoughts on How to Transfer Money from smiONE Card to My Bank Account
Online money transfers has fast taken part of today world and some times you might need to transfer your funds from one financial institution to another for more flexibility of your funds for one reason or the other. Hope you have learnt in this article how to transfer money from smiONE Card to Bank account.
Frequently Asked Questions
Is smiONE a debit card?
Without a bank account, receiving child support payments is simple using the Texas Payment Card or smiONE Visa Prepaid Card. It's a prepaid card that offers the convenience of a VISA and may be used everywhere that accepts VISA debit cards.
How do I get a new smiONE card?
If your card is lost or stolen, call smiONE at 1-855-403-8344. From outside the US call 850-601-3047. Enroll Today!.
How long does it take to get a smiONE card?
How long does it take to receive a replacement card? Cards replaced via standard mail will arrive within seven (7) to ten (10) calendar days after your order is placed. If you choose expedited shipping for a fee, your card will arrive via UPS within three (3) to five (5) business days.